Manager, Credit Policy, Credit Risk , Level 4, Dublin

Allied Irish Bank

Dublin, Leinster, Ireland
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Allied Irish Bank
Job ID:
Posted On: 
13 February 2023

Role: Manager, Credit Policy, Credit Risk 

Location: Molesworth St, Dublin

This role is being offered on a Permanent basis.

Summary of the Role:

Risk, under the direction of the Chief Risk Officer, is an independent, second line of defence, function that monitors, controls, guides, protects and supports all risk-taking activities across AIB, including credit risk.  One of the primary objectives is to ensure AIB has a robust risk management structure and culture to take intelligent credit risk within the risk appetite set by the Board, in support of its customer franchise and social responsibility.

Credit Policy is a key function within Credit Risk, reporting to the Chief Credit Officer, responsible for the development, approval and maintenance of the Group’s Credit Risk Policy suite in line with the Group’s risk appetite and regulatory requirements. 

Credit Policy is now seeking applications from ambitious professionals who are keen to pursue an exciting opportunity in Credit Risk to fulfil a group-wide position which involves interfacing with senior internal and external stakeholders and governance fora. The role holder will get an opportunity to be involved in setting the strategic direction for, and be a key influencer in, the Credit Risk Policy infrastructure both at Group and Business/asset-class level.  This role will play a critical part in ensuring a consistent approach to the taking and managing of credit risk aligned to the Group’s risk appetite, the embedding of a strong credit risk culture within the organisation, and delivering on the Risk mandate of guiding and protecting.

We’re looking for someone to:

-Design and develop fit-for-purpose Credit Risk Policies in line with internal requirements and external regulatory requirements and guidelines, including the completion of supporting regulatory gap analysis assessments.
-Constructively engage with first and second line stakeholders as part of the Credit Policy development and implementation process to ensure objectives are efficiently achieved.
-Prepare risk appropriate Credit Risk Policy proposals for relevant senior governance fora, such as Group Credit Committee, Group Risk Committee and Board Risk Committee, as appropriate, for consideration and approval.
-Proactively ensure that the Group’s Credit Risk Framework and Credit Risk Policy suite is fit-for-purpose, is maintained in line with industry best practice, and addresses all relevant regulatory requirements and guidelines.
-Support and embed a strong credit risk culture at all times throughout the organisation.

Who are we?

We’re AIB. A strong Irish bank packed with purpose – to back our customers to achieve their dreams and ambitions. That goes for our employees too. We’re made of small teams where you have the chance to shine.

Why join us?

We are excited about how we have changed our focus. We want to be at the heart of our customers’ financial lives by giving them an exceptional experience. We are building a culture that breaks the conventions of what our customer and employees expect of a bank.

Does this sound like something that you want to be part of?


For this role, you will need to show us that you can/have:

-At least 5 years’ experience in a credit or related business role and proven credit skills with good commercial awareness.  Prior experience in a credit risk policy related role, would be beneficial.
-Experience in assessing, interpreting and implementing financial regulation, both prudential and non-prudential. 
-Self-motivator with the confidence to take ideas forward and to work both on one’s own initiative, and as part of a team, and to constructively challenge others.
-Excellent communication skills, both verbal and written; ability to produce concise and effective policies and presentations for senior audiences with excellent attention to detail.
-Strong organisation skills with the ability to multitask and prioritise, and to work under pressure and to tight deadlines.
-Problem solver with well-developed negotiation skills and experienced in dealing with large stakeholder groups, and a demonstrated execution ability.

Please note: The Minimum Education requirements for entry to AIB is  5 passes in the Leaving Certificate (or equivalent), to include a pass in English and Maths. These must be achieved at either Ordinary or Honours Level. Confirmation of this will be sought if successful for the role.

If you feel you have what it takes, click apply and fill in the online application form. If you would like more information, the Talent Acquisition Team can help. You can contact them via email


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