Credit Analyst (Hybrid)

Location:

Oxford (OX4) – Oxfordshire, South East, United Kingdom

Salary:

Competitive

Type:

Permanent

Main Industry:

Search Finance, Banking & Insurance Jobs

Other Industries & Skills:

Education & Training Manufacturing

Job ID:

131223819

Posted On:

13 October 2024

Auto req ID: 23753 
Title: Credit Analyst (Hybrid) .
Job Function: Collections 
Location: OXFORD  
Additional Location:   
Company: Harley-Davidson Motor Company 
Full or Part-Time: Full Time 

At Harley-Davidson, we are building more than machines. It’s our passion and commitment to continue the evolution of this storied brand and heighten the desirability of the Harley-Davidson experience. To keep building our legend and leading our industry through innovation, evolution, and emotion we need the best and brightest talent. We stand for the timeless pursuit of adventure. Freedom for the soul. Are you ready to join us?

Our International Markets are focused on creating an inclusive and expanding rider community that appeals to new and existing riders. We strive to deliver an H-D experience with an unequivocal customer focus. 

From the UK to Singapore and many places in between, our employees are essential to our success. Our efforts are concentrated on the highest priority markets, primarily North America, Europe and parts of Asia Pacific. We have concentrated our resources in-market for maximum impact in line with our future strategy. Our regional offices and in-market teams have the freedom within a clearly defined framework to make decisions to drive their business. In-market teams are agile and equipped to understand consumer needs, provide focused attention to dealers, and respond more quickly to local market conditions. 

This Hybrid role is not tightly linked to a physical location in the UK and provides flexibility in where, when and how you accomplish your work.

Job Summary

The Credit Analyst is responsible for taking steps to control the credit risks involved with releasing product to a franchised dealer network. This is achieved through close working relations with internal and external stakeholders working to pre-defined policies and procedures which clearly mark out authority levels and integrating resources with the close management of complex areas. Identifying problem, solving issues and making recommendations, where appropriate. It is the responsibility of a Credit Analyst to make management aware of any significant changes in the relationship or operations of any dealer, escalating any issues which they are made aware of by a 3rd party or that become apparent as part of daily operations. The role will support the Credit Environment and as a result of this will from time to time may be required to support the Credit Underwriting Team.

Job Responsibilities

Collections: Performance: Maintain past due position in line with agreed targets; Communication follow-ups to be performed and logged within appropriate systems in line with activity work lists; Sold Motorcycles to be paid in line with operating criteria; Escalation of poor performing dealers where risks are considered high; management of payment plans.

Stock Management:  Where appropriate Inventory inspections to be performed in line with agreed floor inspection cycle applying judgment and making independent decisions with broadly defined guidelines; Where appropriate Floor Check data to be reviewed and maintained daily.

Reporting: Key performance indicators for market to be produced periodically including but not limited to: Past Due Performance, Legal Instrument Analysis, Credit Limit Sign Off (on the water).

Cash Processing:  Cash to be posted within 24 hours of receipt; All cash to be allocated at the end of each month where allocation detail permits; Perform Bank Reconciliations; Manage the set up and Testing of new direct debit mandates.

System Maintenance: Customer Master Data set up and maintenance is an important part of the Credit function and must be performed on a timely basis in line with corporate policy and across all required systems.

Projects:  Assist on projects as and when required.

Education Specifications
-Finance, Economics or related Degree Preferred.

Experience Requirements

Required
•    Fluent in both English and French
•    Minimum 1 year of related experience.
•    Ability to operate in an International environment.
•    Strong communication skills, written and verbal as well as high levels of cultural awareness.
•    Ability to interact with all levels of company leadership and colleagues.
•    Good working knowledge of MS Excel, Word and Outlook.

Preferred
•    Member of the CICM, ICTF, FECMA or similar Credit Management institutions.
•    Experience with Export Credit.
•    Working knowledge of SAP
•    Fluency in German would be an advantage.

Harley-Davidson is an equal opportunity employer that continues to build a culture of inclusion, belonging and equity through our commitment to attracting and retaining diverse talent from all backgrounds. We believe in fairness and providing a level playing field for all. We foster a culture that thrives on diverse perspectives and contributions to ignite the creativity and innovation to fuel our business and enhance the employee and customer experience.

We offer an inclusive compensation package for all salaried employees including, but not limited to, annual bonus programs, employee discounts on motorcycles and related products, general merchandise, and more. We welcome everybody to join our family and be united no matter who you are or where you come from. Learn more about Harley-Davidson (here).

Direct Reports: No 
Travel Required: 0 – 10% 
Visa Sponsorship: This position is not eligible for visa sponsorship 
Relocation: This position is not eligible for relocation assistance 

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